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What can you do with trade Republic?

With Trade Republic, you can invest, spend and bank. Invest with just 1 € in worldwide stocks & ETFs, corporate and government bonds, crypto and derivatives or make saving a habit by setting up a recurring savings plan. Earn 3.75 % p.a. on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Are you a bank?

Does trade Republic offer interest in uninvested cash?

All in all, Trade Republic’s interest in uninvested cash is a great way to park your money and get rewarded. Unfortunately, it only offers interest in euros, so if you plan to earn interest in other currencies, you are out of luck. Trade Republic is regulated by BaFin, the Federal Financial Supervisory Authority in Germany.

Does trade Republic offer a lower interest rate?

So, in practice, Trade Republic, by offering you the same rate, is passing all the interest directly to you. Most banks or brokers offer a lower rate and pocket the difference. Is the Trade Republic interest safe? What are the risks?

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